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Loan terms

The agreement comes before the commitment.

Explore the planned loan terms before applications open. This information is not a credit agreement; using this website does not create a loan contract.

The proposed product

The Everyday and Flex plans are intended as unsecured short-term personal credit in South Africa. Proposed amounts, periods and charges are on the product page and costs page. These are proposed terms and may change before applications open.

The customer would receive the selected principal in full. Charges are not deducted upfront or capitalised for interest in the proposed model. No insurance is included.

Your formal quotation must identify

  • The legal creditor, registration details and customer.
  • The amount disbursed, interest method and all mandatory costs.
  • Payment amounts, dates, term and total cost.
  • Repayment arrangements, arrears consequences and applicable charges.
  • Early settlement, complaints, information rights and relevant notices.

No agreement or approval here

A planner result, document checklist or visit to this page is not an offer, acceptance or assessment. The official application channel and final documents will be available before applications open. Do not send personal documents to this public site.