7 helpful topics
Which documents should I prepare?
Understand why a lender may need identity, income and bank documents and how to share them safely.
ApplicationsWhy is my bank account checked?
Learn the purpose of bank account verification and how to recognise a legitimate request.
RepaymentsWhat does a DebiCheck confirmation mean?
Understand DebiCheck debit-order mandates, bank authentication and the difference between a mandate and loan approval.
ApplicationsWhen does the money actually arrive?
Understand the difference between approval, payment processing and bank account crediting.
RepaymentsWant to pay your loan off early?
Learn how to request an accurate settlement amount and confirm a loan has been closed.
RepaymentsHow do I get a paid-up letter?
Learn what a paid-up letter confirms and what to check before using it as evidence of loan closure.
ApplicationsIf an application is declined.
Practical next steps after a credit application is declined, without promises of guaranteed approval elsewhere.
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