The planned eligibility criteria
- Be at least 18 years old and resident in South Africa.
- Have a valid South African identity document.
- Have a South African bank account in your own name.
- Receive regular income that can be verified.
- Have room in your budget after living costs and existing credit commitments.
Final accepted identity documents, income types and operational criteria will be confirmed before applications open.
Prepare accurate information
An application may require evidence of income, bank account information and a truthful picture of expenses and existing debts. The official application channel will specify accepted documents and how recent they must be.
Do not upload or send documents through this public website. Do not share banking passwords, card PINs or one-time passwords with anyone acting as an agent.
If your circumstances have changed
A recent income reduction, ongoing debt review or an inability to cover essentials needs individual consideration. Do not hide commitments or borrow to make an application look affordable. Our help guide explains where to begin.