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Why is my bank account checked?

A lender may need to verify that the account belongs to you and matches the intended payment and repayment arrangements.

Ownership is different from approval

Account verification helps establish that banking details are correct. It does not confirm affordability, approve a loan or mean a payment has been sent. Income verification and the credit decision are separate steps.

Use your bank’s own secure steps

Read any bank authentication request carefully. Check who is requesting it and what you are authorising. Do not tell an agent your banking login, card PIN or OTP. If a request does not match what you are doing, stop and verify it with your bank.

This website does not verify bank accounts or ask for banking credentials.