What stays familiar, and what can change
| Stays the same | Checked again |
|---|---|
| Clear information about the full cost | Your income, expenses and commitments |
| Access to help without a new application | Identity and current bank details |
| The right to review an offer before accepting | Affordability, credit decision and offered amount |
A thank-you, without points or pressure
The proposed Together benefit reduces an eligible initiation fee by R30, capped at the fee itself. You would need a previous ClearRand loan fully repaid within the preceding 24 months and a new approved agreement. There is no paid membership or borrowing target.
The benefit is additional to any applicable legal pricing limits. It does not guarantee an offer, increase a limit or waive checks.
If repayment is already difficult
A new loan is not a condition of receiving help. If an existing repayment is unmanageable, contact the creditor through the details in your agreement before exploring another loan.