Know the commitment.
A single payment, with every proposed cost visible.
R500–R3,000- One full monthly planning period
- Amount received in full
Let’s make it clear.
Planned pricing · Not a credit offer
Everyday · R2,000.00 · 1 month
- First payment
- R2,305.00
- Last payment
- R2,305.00
See every rand of the cost
- You receive
- R2,000.00
- Interest (3% per month)
- R60.00
- Initiation fee (incl. VAT)
- R200.00
- Service fees (incl. VAT)
- R45.00
- Insurance (not included)
- R0.00
- Together reduction (already applied)
- R0.00
- Total cost of credit
- R305.00
- VAT included in fees
- R31.96
Your repayment schedule
| Period | Principal | Interest | Fees | Payment |
|---|---|---|---|---|
| Month 1 | R2,000.00 | R60.00 | R245.00 | R2,305.00 |
Planned monthly payments, not debit dates
- Month 1PaymentR2,305.00
- Principal
- R2,000.00
- Interest
- R60.00
- Fees
- R245.00
Principal is split across periods; the last payment includes any cent adjustment.
Paid partner link · How it works
The partner sets its own costs and eligibility. This estimate is not a partner quote.
Full-month planning estimate. Exact dates and partial months affect your final quote. Together conditions apply.
Designed for a short, defined gap
Everyday has a single repayment, so you can see the full commitment before deciding. It is intended for an essential, once-off cost, not a regular shortfall or paying off another loan.
Choose only the amount you need. Make sure the full repayment would leave enough for food, housing, transport, utilities and existing commitments.
The planned price
Interest is 3% per month on outstanding principal. The initiation fee is 10% of the amount borrowed, including VAT; the service fee is R45 for a full calendar month, including VAT. No insurance premium is included; read the insurance assumptions. Fees are not added to the interest-bearing principal.
For R2,000 over one full-month planning period, the total is R2,305: R2,000 principal, R60 interest, R200 initiation and R45 service fee. Exact dates and partial-month fees must be set out in a formal quotation.
Keep the repayment manageable
A single payment is useful only if the whole amount fits your budget. If it does not, reducing the amount or postponing the expense may be better than extending the term. Compare the Flex repayment plan by total cost, as well as by instalment.